Terms of Service

1. Acceptance of Terms

By using this Website, you confirm that you:

• Are at least 18 years old (or the legal age of majority in your jurisdiction).
• Have read, understood, and accepted these Terms.
• Will comply with all applicable laws and regulations while using the Website.

2. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on this page with a new "Last Updated" date.

Continued use of our Website after such changes constitutes acceptance of the new Terms.

3. Use of Our Website

You agree not to:

• Use the Website for any unlawful or fraudulent purposes.
• Interfere with or disrupt the Website's functionality.
• Attempt to gain unauthorized access to our systems or user accounts.
• Violate intellectual property rights of Fibonacci Labs, LLC or third parties.
• Violate these rules may result in termination of your access to the Website.

4. User Accounts (If Applicable)

To access certain features, you may need to create an account. You agree to:

• Provide accurate and complete information.
• Keep your login credentials confidential.
• Notify us immediately of any unauthorized access to your account.
• We reserve the right to suspend or delete accounts that violate these Terms.

5. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and software, is owned by or licensed to Fibonacci Labs, LLC and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, distribute, or sell our content without written permission.
• Use our trademarks, branding, or logos without authorization.

6. Third-Party Links

Our Website may contain links to third-party websites. We do not own, operate, or control these websites and are not responsible for their content or practices.

You acknowledge that interacting with third-party links is at your own risk.

7. Disclaimer of Warranties

The Website and its content are provided "as is" and "as available", without warranties of any kind, express or implied. We do not guarantee that:

• The Website will always be error-free or uninterrupted.
• The information provided is accurate, complete, or reliable.
• The Website is free of malware or harmful components.

To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Fibonacci Labs, LLC is not liable for:

• Indirect, incidental, or consequential damages, including lost profits or data.
• Errors, bugs, or inaccuracies on the Website.
• Unauthorized access to or use of our systems.

If we are found liable, our total liability will not exceed $100 or the amount paid to us for services in the past 12 months.

9. Termination of Use

We reserve the right to terminate or suspend your access to the Website if you violate these Terms. We may also discontinue the Website at any time without notice.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Michigan, USA, without regard to conflict of law principles.

Dispute Resolution:

• Any disputes will first be resolved through negotiation.
• If unresolved, disputes will be submitted to binding arbitration in Michigan.
• Users waive the right to participate in class actions.

11. Indemnification

You agree to defend, indemnify, and hold harmless Fibonacci Labs, LLC from any claims, damages, or expenses arising from:

• Your use of the Website.
• Your violation of these Terms.
• Your infringement of any rights of another party.

12. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect and use data.

13. Contact Us

For questions about these Terms, please contact us at:

Email: info@fibo.today

Website: https://fibo.today